Here are the top 10 term insurance plans in India based on
their claim settlement ratio, customer reviews, and features:
iProtect Smart by ICICI Prudential
1. Offers comprehensive coverage against
death, terminal illness, and disability
2. Provides a wide range of policy terms and
sum assured options
3. Has a high claim settlement ratio of 94.1%
Click to Protect Super by HDFC Life
1. Offers affordable premiums and a wide
range of policy terms
2. Provides comprehensive coverage against
death, terminal illness, and disability
3. Has a high claim settlement ratio of 94%
Smart Secure Plus by Max Life
1. Offers comprehensive coverage against
death, terminal illness, and disability
2. Provides a wide range of policy terms and
sum assured options
3. Has a high claim settlement ratio of 97.8%
eTouch Plan by Bajaj Allianz Life
1. Offers online purchase and hassle-free
claim settlement process
2. Provides comprehensive coverage against
death, terminal illness, and disability
3. Has a high claim settlement ratio of 99.5%
Sampoorna Raksha Supreme by TATA AIA
1. Offers lifetime coverage up to age 100
2. Provides comprehensive coverage against
death, terminal illness, and disability
3. Has a high claim settlement ratio of
99.67%
Mera Term Plan Plus by HDFC Life
1. Offers affordable premiums and a wide
range of policy terms
2. Provides comprehensive coverage against
death, terminal illness, and disability
3. Has a high claim settlement ratio of 94%
Young Term Plan - Life Secure by ICICI Prudential
1. Designed for young individuals and offers
affordable premiums
2. Provides comprehensive coverage against
death, terminal illness, and disability
3. Has a high claim settlement ratio of 94.1%
DigiShield Plan by Aditya Birla
1. Offers affordable premiums and online
purchase
2. Provides comprehensive coverage against
death, terminal illness, and disability
3. Has a high claim settlement ratio of
98.96%
Kotak e-Term Plan by Kotak Life Insurance
1. Offers online purchase and a simple
application process
2. Provides comprehensive coverage against
death, terminal illness, and disability
3. Has a high claim settlement ratio of 98.7%
Zindagi Protect by Edelweiss Tokio
1. Offers a
wide range of policy terms and sum assured options
2. Provides
comprehensive coverage against death, terminal illness, and disability
3. Has a high
claim settlement ratio of 99.04%
These are just a few of the many term insurance plans available in India. It
is important to compare different plans and their features before making a
decision. You should also consider your individual needs and circumstances
when choosing a term insurance plan.
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